Fiduciary service usually refers to money held by a third party on behalf of parties to the transaction. It is mainly used for the purchase of shares of a company. It is best known in the United States in the context of real estate (especially for mortgages where the mortgage company establishes a trust account to pay property tax and insurance during the term of the mortgage). [3] [unreliable source?] Escrow is a separate account from the mortgage account into which funds are deposited for the payment of certain conditions that apply to the mortgage, usually property taxes and insurance. Escrow`s agent is responsible for the proper balance sheet of the trust funds and for ensuring that the funds are used specifically for the intended purposes. Trust companies are also often employed in the transfer of quality personal and business assets, such as websites and businesses, as well as in the execution of remote auctions from one person to another (such as eBay), although the emergence of new cheap online trust services has meant that even inexpensive transactions now benefit from the use of the fiduciary service. For example, a company that buys goods internationally wants to be sure that its counterpart can deliver the goods. Conversely, the seller wants to make sure that he is paid when he sends the goods to the buyer.. . . .